Deal Sites: Are All Deals Good Deals?

Guest Blog Post from Angie Chladek, SVP Marketing and Communications The recent craze of Groupon, or deep discount-type websites, really piqued my interest in the beginning.  I was blown away that they could discount products and services by half, and jumped on the bandwagon to promote the deals.  We’ve even purchased from many of the [...]

April 4th, 2011|

Join John at Money Smart Day on Tuesday, April 5!

John will be speaking on behalf of the Financial Planning Association (FPA) on the topic of “Financial Goals for Financial Success” from 10:40-11:40 a.m. at Donnelly College (608 N 18th St, Kansas City, KS 66102).  His presentation will help you: Evaluate your wants versus needs, develop a routine for making every day money decisions, and [...]

April 4th, 2011|

You’re Invited: Royals’ Opening Day BBQ at The Outlaw Cigar Company

Join John at The Outlaw Cigar Company (13700 Metcalf, Overland Park) on Thursday, March 31st, at 1 p.m. to watch the Royals' Home Opener and enjoy free Woodyard BBQ.  Food will be available starting at 1 p.m., and the first pitch is scheduled for 3:10 p.m.  Outlaws offers 6 big screen HD tv's to watch the game, a humidor to purchase [...]

March 28th, 2011|

Market Commentary: Week Ending 3/11/2011

Total Returns % 1 Week YTD Dow Jones Industrial Average -1.03% +4.03% NASDAQ Composite -2.48% +2.36% S&P 500 Index -1.28% +3.71% Russell 2000 -2.69% +2.45% U.S. Aggregate Bond Index +0.58% -0.11% MSCI All Country World -2.18% +1.79% Source: Yahoo! Finance.  Data through 3-11-11 This past week was bad across the board for global markets.  In [...]

March 14th, 2011|

Tips for Using Coupons Effectively

This is a guest blog post from my wife and Chladek Wealth Management SVP of Marketing, Angie Chladek.  I consider her our "Chief Home Economist" and believe that her tips will be highly valuable to others as well. I’ve always been skeptical of using coupons.  In lieu of clipping coupons, I have always opted to purchase [...]

March 2nd, 2011|

How to Invest in Emerging Markets Without Investing in Emerging Market Stocks

There are many approaches to gaining exposure to an investment area of interest.  A common, often over-looked or under-utilized approach is through the backdoor.  As an example, people that want to ride the Apple computer company tidal wave could invest in the companies that supply the “guts” of Apple’s products.  Or, investors that want exposure [...]

March 2nd, 2011|

To Rent or Buy: That is the Question…

One of the most important decisions for a newlywed couple, a family in transition, or anyone who relocates to a new city is whether to buy or rent a home.  People often say that they want to buy a home to begin building equity.  However, there are many expenses outside of a mortgage payment that [...]

February 1st, 2011|

State of the Markets

This blog is part of a larger white paper we've recently published titled: Opportunities and Risks in 2011.  Click on that title to read the full version. As always, I won’t make any predictions for the coming year as the value in precise market predictions – such as what the S&P will end the year at, [...]

February 1st, 2011|

Important 2011 Tax Update

I attended the Financial Planning Association’s 2011 Current Tax Issues and Planning Strategies Seminar last week.  Below are some items of interest: Individual tax rates will remain 10%, 15%, 25%, 28%, 33%, and 35% through December 31, 2012loans idaho Itemized deduction phase out and personal exemption phase out will remain repealed through December 31, 2012 [...]

January 26th, 2011|

Bond Market Update

Since the second round of quantitative easing (QE 2) was announced by the Fed, US bonds as a whole (whether corporate or government) have been under pressure.  It appears that the market is finally tuning into a few facts.  The facts being that inflation is already here, rates are going to have to rise, and bonds hold [...]

January 11th, 2011|