Planning for P.E.A.C.E

In an effort to provide widely informative content to my readers, I've asked Chandra C. Ruyle, an Estate Planning Attorney and Leawood Mom,  to write a guest blog post.  She is an attorney at Cranmer Law in Leawood, KS.credit rating today Planning for P.E.A.C.E. by Chandra C. Ruyle These days, our minds are preoccupied with so many [...]

July 26th, 2010|

How to Negotiate for (almost) Everything

Many times when I’m analyzing cash flow situations, clients feel like they are doing everything they can to save money.  However, one area that most people don’t know about is the fine art of negotiating.  I’ve listed several examples below that I have used myself.  The more you realize how negotiable prices really are, the [...]

July 19th, 2010|

5 Fundamental Financial Tips for 30-Somethings

At this point in life, many of us are working tirelessly to create a solid financial future for our families.  You can't build that future on a house of cards.  There are five fundamental building blocks that you must follow in order to get to the place you imagine you'll be in 10, 20, 30 [...]

June 28th, 2010|

6 Points All Investors Should Consider

I was recently asked what points a first-time investor should consider before investing.  After giving my answer, I thought it would be helpful for my blog viewers to read my response as well.  If you are currently investing, please review the points below to ensure that your portfolio aligns with my recommendations.  I’ve listed them [...]

June 21st, 2010|

Coordinate Weekly Expenses Using an Online Calendar

My wife and I each have several time-intense commitments outside of our family (just read our bios). Not to mention the fact that we have a one-year-old, who needs regular well-visits to the doctor, has Parents as Teachers appointments every six weeks, and play dates to manage.  We also have two mini-dachshunds who need regular shots, [...]

June 7th, 2010|

Budget is a Four-Letter Word

I’ll make this short and sweet: budgeting to the minute detail doesn’t work for everyone.  Typically, people who are “spenders” in the first place are not truly detail-oriented in their lives.  Setting a budget out for each dollar they spend is not going to be successful because one issue (i.e., you realize at the store [...]

May 31st, 2010|

Become Unstuck

Lately, I’ve encountered many clients, friends, and family (including myself) who feel stuck and unable to make a change in their life.  Whether you want to tackle a project at your house, finally lose the 10 lbs., focus more on your family… the list truly goes on, doesn’t it?  For myself, I’ve been trying find [...]

May 24th, 2010|

Fun Forecasting: What are you doing to enjoy your life?

So, I’m a financial planner, but most all of my friends and family know that I also love to kick back in my flip flops and just enjoy a day.  Don’t we all? Which begs the question - what are you doing to enjoy your life? Most people believe that financial planning is focused solely on [...]

May 17th, 2010|

Money Tips for Graduating High School Seniors Article

With graduation season upon us, the information in the article linked below is particularly timely.  Students entering college have a unique situation in that they have rarely made large financial mistakes yet and they have the opportunity to mold their financial future.  I recently provided a money tip for high school seniors to Dave Carpenter, of the [...]

May 12th, 2010|

Should You Use a Roth IRA to Save for College?

I hear this question a lot since a Roth IRA allows you to withdraw money to pay for qualified higher education expenses without paying a 10% early withdrawal penalty.  While there are both advantages and disadvantages to using a Roth IRA for your children’s college education depending on your own personal situation, the short answer [...]

May 5th, 2010|