Taxes: Learn How to Stop Loaning the Government Your Money

Have you filed your 2009 tax return yet?  If so, are you expecting a refund check?  This situation is a double-edged sword.  No one wants to unexpectedly write a check to the IRS on April 15th, but no one should be happy about getting a big refund either.  A big refund is basically an interest-free [...]

February 15th, 2010|

529 Facts- Is this type of college savings plan right for you?

You’ve heard this before - If you’re a parent, you should consider using a qualified tuition savings plan or a prepayment tuition plan to save even more for college.  But while most parents are familiar with 529 plans, the number of people who actually know how they work, and all of their benefits, are few. [...]

February 8th, 2010|

ETF’s: Should you add them to your portfolio?

Exchange-Traded Funds (ETF’s) were first introduced to the stock market in 1993.  However, there are now over 900 ETF’s offered on the New York Stock Exchange.  So what’s the big deal?  The old-school mutual fund manager would tell you that ETF’s are “just the next big thing” or that the growth is the result of [...]

February 3rd, 2010|

Find Out When to Shred Financial Paperwork

We provided a checklist for getting your financial paperwork organized in another blog post.  Now that you know what kinds of paperwork you should be holding on to, the next question is how long do you need to keep it?  Below are some guidelines for how long you should keep copies of each type of [...]

January 25th, 2010|

Organize Your Financial Paperwork

Have you ever thought about organizing your financial paperwork at home, but just don’t know where to start?  Here are a few tips for what kinds of paperwork you should hold on to, and how to organize it. 1.  First decide whether you want to keep physical copies of your paperwork, or if you want [...]

January 18th, 2010|

Complete Your Financial Checklist

With all the financial products and salesman in the world these days, it can  be overwhelming  and  difficult to know what you really need versus what someone is just trying to sell you.  Below is a checklist for married couples (with or without children) of what you actually need. 1.  Credit cards – Even if [...]

January 13th, 2010|

Eliminate Debt in 2010

Happy New Year!  Time to make your New Year’s Resolutions once again, so what better time to work on becoming debt free?  Here are some tips that can help take you out of the tailspin you may be in after the holidays. 1. Write down all your current debts in order of their balance, starting with the smallest [...]

January 10th, 2010|