Dave’s Take on Occupy Wall Street

Angie and I feel extremely blessed to be living the American entrepreneurial dream.  We have a shared vision, and are doing whatever it takes both personally and professionally to meet the financial needs of our clients.  The past several weeks of news regarding “Occupy Wall Street” have really concerned me on several different levels – [...]

November 7th, 2011|

Active or Passive?

Just the facts… This has been the raging debate for decades: Should one use actively managed funds or passive index funds (the vast majority of ETFs are index funds)?  Both sides have made fair arguments over the years, but in the end, most advisors and individual investors fall on one side of the fence or [...]

October 11th, 2011|

Teaching Kids Healthy Money Habits

As a parent, have you ever thought, ‘If I had the financial information I have now, I would not have made those mistakes. How can I make sure this doesn’t happen to my kids?’ Children need strong boundaries and moderation to thrive.  They need to know their limits for their own security.  Financial matters are [...]

October 7th, 2011|

7 Disturbing Life Insurance Facts

Do you currently have a life insurance policy?  As a fee-only planner, I don't sell insurance.  However, I have met very few people who don't need a policy.  As we begin Life Insurance Awareness month, I want share with you seven disturbing statistics about life insurance ownership in the U.S.emergencycash 1.     U.S. households are at [...]

September 7th, 2011|

Free Financial Advice Tuesday!

Need FREE financial advice?  I’m reserving Tuesday mornings from 9:30 - 11:30 for anyone with financial questions (investments, insurance, debt reduction, etc.).  Come meet me at Starbucks on 119th & Glenwood in Overland Park to receive a free drink and free advice!  If you'd like to ensure your spot for an exact time, please call 913.693.7918. Otherwise, feel free [...]

September 7th, 2011|

What’s the DEAL with Trader Joe’s?

My wife and I have been shopping almost exclusively at Trader Joe’s since they opened2 locations in Kansas City.  If you read my blog often, you know that we are deal seekers.  However, we’ve also been looking at what our family eats lately in regards to the deals we’re getting.  In other words, healthy, non-processed [...]

August 10th, 2011|

Top 3 Financial Pitfalls

I started my firm because I wanted to spend my days making and saving money for other people.  I believe that those two aspects of financial planning are the key to what I do.  For this reason, I just cringe when I analyze a potential client’s financial situation and discover that they are unnecessarily losing [...]

August 10th, 2011|

How have our clients avoided the recent stock market losses?

The markets have certainly been frightening over the past couple weeks.  As such, I have been receiving many “thank you” emails and phone calls from clients for selling before the market sell-off last Thursday.  Several of you have spoken of friends and relatives who are anxious about their current advisors strategy (and likely for good [...]

August 10th, 2011|

Response to MSN/Barron’s Article: Investments for Generating Income

MSN posted an article today on their homepage from Barron's titled, "Investments for Generating Income."  The article discussed investments they recommend based on how best to generate income in this economy.  As a fee-only investment advisor, I always read what other people post and was curious to see how valid their information was as soon as [...]

July 14th, 2011|

Should You Refinance? Low Rates Aren’t Necessarily A Green Light

There is a lot of hype about refinancing your mortgage and you’ll often hear statements like, “Rates have never been lower!”  The truth is, interest rates are low right now (and Ben Bernanke stated in late June that he expects they’ll stay low for a while). However, even when they’re at their lowest, refinancing depends [...]

July 12th, 2011|