Market Commentary: Week Ending 01-27-12

The big news this past week was the Fed’s statement on Wednesday that they would maintain “exceptionally low rates through at least late 2014.” In layman’s terms, this means the Fed will be printing money to purchase treasury bonds to keep interest rates down.  Keep in mind that interest rates are not supposed to be [...]

February 3rd, 2012|

Market Commentary: Week Ending 01-20-12

This past week was kicked-off on Tuesday with news that China's economy is slowing.  Normally, news that China's high-growth economy is slowing would precipitate a sell-off in stocks.  But, this past week the slowdown news also came with suspicion that a China slowdown would usher in more intervention to stimulate the Chinese economy.  Intervention, stimulus, [...]

January 23rd, 2012|

Market Commentary: Week Ending 01-13-12

While the markets were up for the week, we saw the return of Europe in the crosshairs of the rating agencies as many countries received downgrades after the markets closed Friday.  Of equally high concern is the rapidly deteriorating situation with Iran.  It appears that something bad is brewing there.  Consider that a second aircraft [...]

January 18th, 2012|

How to Set Your Financial Priorities

In Steven Covey’s book “Seven Habits of Highly Effective People,” I realized that one of his habits (among others) applies particularly well to how we handle our own financial planning.  As we always strive to “be better” than we were last year, I thought it would be helpful to re-visit this idea as a way [...]

January 8th, 2012|

Current Environment – CWM Investment Outlook for 2012

I have my suspicions that the New Year is going to bring some interesting dynamics to the stock market.  I’ve attempted to address the Current Environment that we are in by discussing where we’ve been historically, why I continue to maintain a large cash position in my clients’ portfolios, and where I think we’re headed [...]

January 8th, 2012|

Market Commentary: Week Ending 12-16-11

As you may have heard, Chladek Wealth Management is relocating to a new office in a couple weeks.  With that said, I will not be writing a commentary the next two weekends as I’ll be busy preparing for the move, as well as spending time with family over the Christmas weekend.  I say this now, [...]

December 20th, 2011|

We’re Moving!

After a rigorous search, we have found a new office building that will not only meet our needs today, but allow us the flexibility to hire additional staff as our growth continues. We will move into our new office on January 1st, which is located at 4745 West 136th St., Ste. 90, Leawood, KS, 66224 [...]

December 13th, 2011|

Market Commentary: Week Ending 12-02-11

I hope everyone had a safe and Happy Thanksgiving, and that you have finally recovered from all the food!  I’m sending this week’s market commentary from sunny Orlando.  I was asked by the CFP Board to serve as a Subject Matter Expert to assist in determining the cut score for the upcoming CFP exam in [...]

December 6th, 2011|

Market Commentary: Week Ending 11-11-11

Markets registered what appeared to be a relatively tame week; Friday saw a melt up in stocks.  I would attribute most of the melt up in stocks to the bond market being closed for Veterans Day.  The last time we had bond markets closed (October 10th), we saw a very similar occurrence of the market [...]

November 14th, 2011|

Happy 2nd Anniversary, CWM!

Dear Esteemed Clients and Friends, We hope this letter finds you well and experiencing the financial peace of mind you deserve.  On Friday, November 4th, CWM celebrated our second year in business.  We want to take a moment to extend our sincere gratitude to you for your support and trust over the past two years.  [...]

November 9th, 2011|